OVERVIEW OF THE GROUP A bank serving its clients and the economy, worldwide Appointment - Chairman of the Board of Directors Lorenzo Bini Smaghi The Board of Directors, following advice from the Nomination and Corporate Governance Committee, decided last January that the roles of Chairman and Chief Executive Officer would be separated at the end of the Annual General Meeting on 19 May 2015. Lorenzo Bini Smaghi will be appointed Chairman of the Board of Directors and Frédéric Oudéa the Chief Executive Officer. Lorenzo Bini Smaghi, an Italian national, began his career in 1983 as an economist in the Research Department of the Bank of Italy. In 1994, he was appointed Head of the Policy Division of the European Monetary Institute. In October 1998, he became Director General of International Financial Relations in the Italian Treasury. He was President of SACE in Italy from 2001 to 2005. In 2005, he became a member of the Executive Board of the European Central Bank, then Non- Executive Chairman of the Board of Directors of SNAM in Italy. LETTER TO SHAREHOLDERS_JUNE 2015 | 3 148,300 EMPLOYEES IN 76 COUNTRIES 122 NATIONALITIES REPRESENTED 30 MILLIONS INDIVIDUAL, PROFESSIONAL, BUSINESS CUSTOMERS & FINANCIAL INSTITUTIONS 23.6 BILLION IN NET BANKING INCOME ONE AMBITION To be THE relationship-focused bank, a reference in its markets, close to clients, chosen for the quality and commitment of its teams. TEAM SPIRIT INNOVATION RESPONSIBILITY COMMITMENT STRONG VALUES
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