Societe Generale believed in our project reated less than 20 years ago in Casablanca, C HPS has become a global leader in payment solutions. Societe Generale Morocco has supported it from the very beginning as both its first bank and its first client. from the start Gartner spotted HPS and for the last few years has ranked it among the top six card management solution providers worldwide. For a technology company to receive such a distinction from this MOHAMED HORANI PRESIDENT AND FOUNDER, HPS world-renowned US research firm is recognition in itself. HPS has received other acknowledgement. Created in 1995, this Moroccan group specialising in the development of multichannel electronic payment solutions has made a global name for itself in a field dominated by much larger French and American competitors. It is present in more than 70 countries, with platforms in Casablanca, Dubai and France. Exports account for 87% of its €25 million in sales. Rather than cards or equipment, it provides software along with installation and training services to go with it. HPS data processing is what enables card payments for its 320 clients, which include financial institutions, banks, telecom operators, postal services, government agencies and more. Its flagship product, PowerCARD, is an all-in-one software package with different modules that cover the entire payment value chain. "In 20 years, our sales have grown 300 times over", says Mohamed Horani, the Group's President and founder, who has been President of Morocco's Confédération Générale des Entreprises (business roundtable) and says he discovered his calling as a businessman at age 11 in his father's bakery. 22 I SOCIETE GENERALE 2013-2014
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